After more than a decade in the lending business I’ve learned that each client has different needs. Sure, you may be buying a home or financing but the lens from which you’re doing that could be vastly different from client to client. That’s why I start with a free buyer consultation and learning about your needs, goals, and your background.
From there, we can craft a financing path together that’ll successfully help you achieve your dreams!
Start your home search by understanding exactly how much you qualify for, what that payment is each month, and the current rates.
Lower your monthly mortgage payment or reduce your rate through refinancing. Save money by improving your rate and or terms.
Use your home's current equity and pull out cash for renovations or you next vacation or open up a line of credit directly using the wealth you've already built in your home.
There are so many down payment programs in California it's impossible to navigate them on your own. Speak with me today. I have a wealth of experience in down payment assistance and I stay up to date on the latest programs for home buyers.
Already pre-approved but want to shop the rate and see if you can beat it? No problem contact me today and provide a copy of the current quote and I'll do my best to beat the rate and terms.
Helping our clients understand how their credit score affects their home loans is a huge part of the job and my pleasure! I can review your credit with you and provide some tips on what has worked with other clients in the past. I can also provide a great referral for a credit repair company should you need one.
Ronald Berg brings over a decade of mortgage lending experience. Ron prides himself on his unique and in-depth buyer consultations. It’s what separates him from the rest. Tailoring strategic financial strategies with the best rates and terms in the industry has earned him numerous awards.
Mr. Berg is a down payment specialist in California helping numerous home buyers achieve their dreams they otherwise couldn’t attain. Ron is a true mortgage banking professional that loves what he does. See what exceptional customer service and award winning lending feels like and contact Ron the Cali Mortgage Guy today.
There is nothing more important than my client relationships. Even if I can’t help you now, I’ll be here whenever you’re ready. I’m committed to helping you purchase and refinance with the very best rate and terms. I know life out there is difficult and I’m here to make it a little bit easier on you.
If you’d like to go ahead and get started on the mortgage application then by all means go right ahead!
It will ask you a series of questions and you’ll need to fill in some information. Once it’s complete I will personally review it and reach out to you with the next steps.
